TransUnion CIBIL Credit Report

In today's world, having a good credit score has become very important to get approval for loans and credit cards. In order to allow everyone to keep track of their credit history, RBI, through its circular in 2017, made it compulsory for each of the credit bureaus of India to provide one free credit report to every customer per calendar year. This post focuses on the process to see your credit report provided by TransUnion CIBIL, the oldest and most famous credit bureau of India.

Visit the official website of cibil. Click on "Get yours now"
https://www.cibil.com/freecibilscore
You will be redirected to the registration page.
https://myscore.cibil.com/CreditView/enrollShort.page?enterprise=CIBIL&offer=FACRA

In case you already have an account, click on "Member Login" in the top right corner. Otherwise, register by filling up your personal details.
After completing the registration process, you will receive an OTP to access your credit score and report. Enter the OTP and you will immediately see your credit score and report.

CIBIL has provided a very quick and convenient process to see your credit report unlike CRIF HighMark which has a lengthy process spanning multiple days. You can read more about CRIF HighMark credit report application process here.

Also, my cibil credit report was accurate. I did not find any discrepancies. In CRIF HighMark report I had faced an issue where some of my father's credit history was clubbed with my credit history.

I had read somewhere that cibil report and dispute mechanism is not so good. I don't know about disputes but the report generation process is pretty smooth and fast.

Comments

True or False with Bash

One of the first rules that is taught in any programming course is that 0 means False and anything that is non-zero is considered True. But when you come to system programming in Unix environment, you need to completely forget this basic programming rule. In unix shells, this rule is flipped and 0 means true / success while anything non-zero means false / failure. Every executed command in unix shells returns an exit status according to this convention. Let's see some examples in bash We will use the echo $? to get the exit status for the previously executed command. (The detailed explanation of this command is out of the scope of this article) The first example is as always to print "Hello World!" There are two ways of printing "Hello World!" as shown above. In both the cases, the exit status is 0 as the printing is successful. Let's check the true and false variables. As you can see, false returns 1. Another example using conditionals. ...

Simple HTTP Server in Python

Have you ever come across a need to share a file over a local network to a number of machines? Have you ever felt the need to share output of a task in text files available at a web-endpoint? Often, there is a requirement to quickly setup a light-weight web-server for such requirements. Python provides the easiest way to setup a simple HTTP server for such use cases with a single command. Python comes pre-installed with Linux as many of the linux libraries use python in background. Therefore there is no extra overhead of installing python. With support for python2 getting stopped in April 2020, many of the newer versions of linux distros come with default python3. Therefore this post will focus on setting up an HTTP server using both python2 and python3. We will be using Ubuntu 16.04, however it will work for majority of the linux systems where python comes pre-installed. Preparation Steps to follow before starting the server: Make sure you are in the directory which you want ...

Programmer's Guide: The "set" command in bash

The "set" command in shell allows you to set various shell options and positional parameters. The purpose of this post is to highlight how much this command has been helpful to me in my bash programming. I would not go into much depth about all the possible flag, because you can find many posts and documentation on the internet, like this post by GNU, which cover all the possible options that the "set" command provides. I will mainly focus on two options, The " set -x " option: This option allows us to print commands and their arguments, after they are expanded (interpolated) but before they are executed. Let us execute a simple hello world programme in bash. When the programme is executed, we see the entire printf statement being printed before the actual "Hello World!" message is printed. This way, we can check the command that is being executed along with its output. Setting the flag also expands any variables or ar...

Shodh for Truth

Search This Blog